Tesorio

Company Overview

Tesorio is a Financial Operations AI Agent Studio that turns revenue into cash, faster. The platform automates accounts receivable (AR), cash application, and supplier portal management with AI agents, helping enterprise finance teams reduce DSO, increase collections productivity, and unlock working capital. Tesorio eliminates inefficiencies across the order-to-cash process by connecting financial data, automating execution, and providing predictive intelligence, going beyond visibility to drive action.

Founded: 2015 (Y Combinator)
Headquarters: San Francisco, CA
CEO & Co-founder: Carlos Vega
CTO & Co-founder: Fabio Fleitas
Category: Financial Operations / AR Automation / AI Agents
Website: tesorio.com

Products

AR Automation

The core platform for accounts receivable management. Unifies cash data from ERPs, CRMs, and banking systems into collaborative workspaces. Enables personalized dunning campaigns, email integration, task management, real-time AR reporting, and ML-powered payment date predictions. Gives finance teams full visibility, efficiency, predictability, and control over collections.

Collections Agent

AI-driven AR collections outreach that personalizes communication, reads and understands customer responses, extracts payment commitments from emails, adjusts follow-up strategies based on customer behavior, and escalates intelligently when needed. Replaces rule-based dunning with adaptive, context-aware collections.

Cash Application Agent

AI-powered payment-to-invoice matching that processes lockbox PDFs, remittance emails, and bank feeds to automatically reconcile payments with high accuracy. Eliminates manual cash application and accelerates book close.

Supplier Portals Agent

Automates invoice submissions and status monitoring across supplier portals including Coupa, Ariba, and Bill.com. Reduces payment delays caused by portal processing errors, increases visibility into submission status, and saves hours of manual portal work each week.

AR Forecast

ML-powered cash flow predictions that analyze historical payment patterns, customer behavior, and real-time payment signals to forecast future cash inflows. Provides per-customer predictive models so finance teams can plan with confidence instead of guessing.

Workflows

Pre-built and custom finance automation templates that connect collections, cash application, and forecasting into cohesive processes. Eliminates repetitive tasks without writing code.

Payment Portal

Branded self-serve portal where customers can view open invoices, make payments, and manage their accounts. Offers flexible payment options that sync directly to your ERP for faster payments and a better customer experience.

Key Metrics

• Average DSO Reduction: 33 days
• Collections Productivity Increase: 3x
• Working Capital Unlocked: $200M+
• Customer Retention Rate: 98%
• Cash Flow Increase: 12%
• Bad Debt Write-off Reduction: 75%
• G2 Leader: 8 consecutive quarters, 4.7/5 rating
• Deloitte Fast 500: 3x honoree

What Customers Say

“In the two years with Tesorio, we have not increased our collections resources even as ARR has grown by 100%.”

“Tesorio helps our global accounts receivable team manage a large A/R portfolio — $100,000,000+ with more than 10,000 open invoices every month. With Tesorio, we have seen increased cash flow each month, while reducing past due A/R.”

“I used to spend two days each week chasing money. Now I spend half a day focused solely on our high priority clients. I can’t tell you how much easier Tesorio has made my life.”

“Tesorio has changed our collections process for the better. Tesorio is allowing us to focus on high-risk customers and informing us where to spend our time. This has been super beneficial in prioritizing our time and to make better strategic decisions.”

Integrations

• ERPs: NetSuite, Sage Intacct, QuickBooks Online, Zuora, Workday
• CRM: Salesforce
• Payments: Stripe
• Banking: Plaid
• Email: Gmail, Outlook (via Nylas)
• Notifications: Slack
• Supplier Portals: Coupa, Ariba, Bill.com
• Any ERP can connect via Tesorio Connect.

Customers

Enterprise companies including Veeva Systems, Couchbase, GitLab, Pluralsight, UiPath, SecurityScorecard, AppsFlyer, Seismic, Smartsheet.

Technology Approach

• AI-driven execution, not just reporting. Tesorio goes beyond dashboards to automate collections outreach, payment reconciliation, and supplier portal submissions.
• Structured and unstructured data processing. AI extracts promise-to-pay dates, payment signals, and risk indicators from emails, invoices, and customer interactions.
• Predictive cash flow intelligence. ML models analyze historical payment patterns and real-time signals to forecast when cash will arrive.
• End-to-end connected financial operations. A single platform integrating AR, cash application, forecasting, workflows, and supplier management, not a collection of point solutions.
• Trust and transparency. AI operates with full auditability. When an agent is not confident, it flags for human review rather than guessing.

Security & Compliance

• SOC 2 Type II certified
• AES-256 encryption at rest, TLS 1.3 in transit
• Annual third-party security audits and penetration testing
• Role-based access controls

Contact

Request a Demo tesorio.com/request-demo
Website tesorio.com
LinkedIn linkedin.com/company/tesorio