# Cash Flow Optimization

## Cash Flow Visibility That Drives Better Decisions

ML-powered forecasting predicts inflows at the invoice level. 95%+ accuracy for 13-week forecasts — giving finance leaders the confidence to plan accurately.

4.7/5 on G2 (237 reviews)

## The Challenge

### Sound familiar?

### Cash flow forecasts are always wrong

Spreadsheet-based forecasts rely on assumptions, not data. By the time you build the model, the numbers are already stale and the variance from actuals is embarrassing.

### No real-time visibility into cash position

You wait for end-of-week reports to understand where cash stands. In between, you're flying blind — unable to make timely decisions about investments, hiring, or vendor payments.

### Working capital stays trapped in AR

Slow collections mean cash sits in receivables instead of funding growth. You can see the revenue on the P&L, but the bank account tells a different story.

> “Our spreadsheet forecasts were consistently 30-40% off. The CFO had zero confidence in our cash projections going into board meetings.”
> 
> 
> -- VP of Finance, Growth-Stage SaaS

## How Tesorio Helps

### A solution for every challenge

- Challenge: Inaccurate cash flow forecasts  
  **Tesorio AR Forecasting**  
  ML models trained on your historical payment patterns predict cash inflows with 95%+ accuracy for 13-week forecasts. No more spreadsheet gymnastics.
  
  [Learn about AR Forecasting](/content/product/forecasting/index.html)

- Challenge: No real-time cash visibility  
  **Tesorio AR Forecasting**  
  Live dashboards show cash position, AR aging, collection performance, and forecast vs. actuals — updating as payments arrive and invoices are created.
  
  [Learn about AR Forecasting](/content/product/forecasting/index.html)

- Challenge: Working capital trapped in receivables  
  **Tesorio Collections Agent**  
  AI-powered collections accelerate payment timing across your entire portfolio, converting receivables to cash faster and freeing working capital for growth.
  
  [Learn about Collections Agent](/content/product/collections/index.html)

## The Process

### How it works in practice

1. Connect your data  
   Tesorio ingests historical payment data, invoice records, and customer information from your ERP to build the forecasting foundation.
2. ML builds predictions  
   Machine learning models analyze payment patterns, seasonal trends, and customer behavior to predict cash inflows at the invoice level.
3. Forecast updates live  
   Real-time dashboards show rolling 13-week forecasts with 95%+ accuracy, updating continuously as new data flows in.

## Results

### The numbers speak for themselves

- 95% Forecast Accuracy
- 3x Collector Productivity
- 30% Faster Cash Conversion

## The Transformation

### Before vs. after Tesorio

| Before Tesorio                                          | With Tesorio                                         |
|---------------------------------------------------------|-----------------------------------------------------|
| Spreadsheet forecasts with 60% accuracy                 | ML forecasts with 95%+ accuracy at 13 weeks       |
| Weekly AR reports that are stale on arrival              | Real-time dashboards updated continuously            |
| Cash position updates lag 3-5 days                      | Live cash position with drill-down to invoice level |
| No connection between collections and forecast            | Collections activity directly improves forecast accuracy |
| CFO makes decisions on gut feel, not data               | Data-driven decisions with confidence intervals      |

> “We went from spending days building cash flow models to having a real-time, 95%-accurate forecast that updates automatically. Our board presentations went from 'we think' to 'we know.'”  
> 
> VP of Finance, Veeva Systems

## Industry Recognition

### Rated #1 by enterprise AR teams, quarter after quarter

## What Customers Say

> “Tesorio's ability to give us real-time visibility into our cash position completely changed how we manage the business. We went from reacting to cash surprises to proactively managing our working capital.”  
> 
> **Greg Henry**  
> CFO, Couchbase

## FAQ

### Improve Cash Flow

Common questions about improve cash flow

- How accurate is the AR forecast?
- How quickly does the forecast become accurate?
- Can I see forecasts at the customer or invoice level?
- Does Tesorio replace our FP&A tools?
- How does Tesorio handle seasonal payment patterns?
- How much does AR forecasting cost?
- How long until forecasts become reliable?