Manufacturing | Industry Solution | Tesorio

Manage Complex Payment Terms at Scale

Manufacturing AR means dealing with Net 60/90 terms, progress billing, retainage, trade credit, and multi-currency invoicing across global supply chains. Tesorio handles it all.

4.7/5 on G2 (237 reviews)

The Challenge

Sound familiar?

Long payment terms lock up working capital

Net 60, Net 90, and longer payment terms are standard in manufacturing. That means millions in working capital tied up in receivables for months at a time.

Complex invoice structures and deductions

Progress billing, retainage, volume rebates, and trade credit create invoices with complex structures. Deductions and short payments are the norm, not the exception.

Multi-currency and multi-entity complexity

Global manufacturing operations mean invoicing across currencies, entities, and tax jurisdictions. Reconciliation is a nightmare without automation.

How Tesorio Helps

A solution for every challenge

Challenge
Long payment terms

Tesorio Collections Agent
AI-optimized collections accelerate payment timing within your terms. Smart reminders and early-pay incentives bring cash in faster without renegotiating contracts.

Challenge
Complex invoices and deductions

Tesorio Cash Application
Cash application AI handles progress billing, retainage, deductions, and partial payments. Complex multi-line remittances are matched automatically.

Challenge
Multi-currency reconciliation

Tesorio Cash Application
Multi-entity, multi-currency support with automatic FX handling. Reconciliation across entities happens in minutes, not days.

The Process

How it works in practice

  1. Map billing complexity
    Tesorio ingests your progress billing schedules, retainage terms, deduction categories, and multi-currency rules from your ERP.

  2. AI handles matching
    Cash application AI matches complex payments — partial payments, deductions, multi-currency remittances — at 90%+ accuracy across entities.

  3. Working capital frees up
    Optimized collections within your payment terms and automated cash application accelerate cash conversion and reduce close time.

Results

The numbers speak for themselves

The Transformation

Before vs. after Tesorio

Before Tesorio With Tesorio
Net 60/90 terms with no acceleration strategy AI optimizes collections within payment terms
Manual matching of complex progress billing invoices Progress billing and retainage auto-matched
Deductions and short payments investigated one by one Deductions categorized and routed automatically
Multi-currency payment matching takes days per close Multi-currency cash application in minutes
Working capital planning is guesswork Predictive AR forecasting with 95% accuracy

“Manufacturing AR is incredibly complex — progress billing, retainage, deductions. Tesorio handles it all automatically and cut our cash application time dramatically.”
Controller, GitLab

Industry Recognition

Rated #1 by enterprise AR teams, quarter after quarter

G2 Leader—in AR and Credit & Collections
·#1 ranked—Most Implementable, Enterprise AR
·Proven—a G2 Leader in AR for 5+ years
·Rated—4.7/5 across 237 reviews

What Customers Say

“Tesorio's ability to give us real-time visibility into our cash position completely changed how we manage the business. We went from reacting to cash surprises to proactively managing our working capital.”
Greg Henry, CFO, Couchbase

FAQ

Common questions about manufacturing

Ready to transform your manufacturing?

$100B+ invoices collected | 90%+ auto-match rate | 33-day avg DSO reduction